Bank Efforts in Handling Problem MSME Credit Debtors Through Fulfillment of Additional Guarantee Obligations

Abstract

The purpose of the study was to find out efforts to deal with problematic MSME debtors through fulfilling the obligation to provide additional guarantees and what are the supporting and inhibiting factors in the bank's efforts to deal with problematic MSME debtors through fulfilling the obligation to provide additional guarantees. The type of research used is an empirical study because PT BPR Sinar Kuta's UMK lending to customers has various ways of solving problems, so the researcher wants to examine what efforts are made by banks when facing debtors who are more prioritized, assisted in terms of business aspects. . This article discusses the efforts of banks in dealing with problematic MSME debtors through the fulfillment of the obligation to provide additional guarantees at PT BPR Sinar Kuta.

Keywords: MSMEs, Bank Efforts, Debtors

DOI: 10.7176/JLPG/125-06

Publication date:October 31^st 2022