The Legal Frame of Electronic Records in Banking Work

Abstract

This study addressed the legal frame of electronic records in banking work. The study consisted of an introduction, to topics, where the first topic addressed the meaning of electronic records, and the second topic addressed banking electronic records.

The results revealed a legislative deficiency in the Jordanian legislations, where these legislations didn't frankly state the necessity of obligating banks, ministries and institutions to regulate their electronic records, as both paper records and electronic records are still used. In this vein, the Jordanian legislator should enshrine a law to bind those institutions to stop using paper records and use electronic records, in addition to issuing paper records based on the existing electronic records. Also, several copies of electronic records should be saved, and infrastructure should be established to assure saving the electronic records in safe conditions.

The study recommended the necessity of urging the Jordanian legislator to enshrine a private law of electronic records and the corresponding electronic transactions, in addition to adding them as evidence, and stating the penalty in case the electronic evidence was incomplete, as well as using them asconclusive evidence in cases.

Key words: electronic records, banking records, legal nature, evidence, probatory force.

DOI: 10.7176/JLPG/155-05

Publication date: August 28th 2026