The Way forward for Community-Based Health Insurance Scheme in Funding Health Care among the Rural Communities of Sokoto State, Nigeria

Abstract

Health  care financing in most of Sub-Saharan Africa is based on out-of-pocket payment from the rural dwellers.”This out-of-pocket payment has caused a lot of health troubles such as premature deaths, maternal problems, deficiencies in health issues in Sub Sahara countries. This report examines issues pertaining to health financing in Nigerian rural areas in order to encourage people in SSA to implement “Community-Based Health Insurance Scheme in the rural regions.” “It’s been significant because it offers a chance for the citizenry to be out of poverty as a result of high money paid whenever they are assessing health care through out-of-pocket payment at the point of service delivery. “This schema is a raw area of health financing in the developing countries supported by the World Health Organization (WHO), World Bank (WB) and the International Labor Organization (ILO) among others.” Few of the SSA countries like Ghana, Mali, and Burkina Faso are doing well using the scheme to finance health care delivery in the rural regions. “In Nigeria, this concept of community-based health insurance plan is a new development. Thus, an attempt should be attained to create consciousness about this commendable project.” The management of the CBHIS should focus on the rural dwellers on one hand, and government should provide enabling laws on the other.

Keywords: Health Financing, Out-of-Pocket, Sokoto, Community-Based Health Insurance