Assessing the role of Village Community Banks in Social Empowerment of Women within households in rural communities of Mtwara District, Tanzania

Herinely Chipindula, Joel Elia Mwanga


This paper is based on a research which was conducted in Mtwara Region, Tanzania to explore how Village Community Banks (VICOBA) as a means of economic empowerment had facilitated change in women’s self-efficacy and self-esteem to rural women of Mtwara District. The findings indicated that through its economic role, VICOBA has led to social empowerment of rural women by increasing their self-esteem through increased respect, building a sense of social-worth and enabling them and their families to overcome disgrace. Furthermore, it has led to the increase in self-efficacy through allowing acquisition of resources, changing roles, increased confidence, improved communication between couples, building a sense of community, transforming gender relations and increased ability to solve marital problems. Results substantiate a need to formalize and harmonize the existing VICOBA models so that rural people can discover their potentials and use them effectively to overcome different social problems.

Key words: Microfinance, Empowerment, VICOBA, Self-Esteem, Self-Efficacy

Full Text: PDF
Download the IISTE publication guideline!

To list your conference here. Please contact the administrator of this platform.

Paper submission email:

ISSN (Paper)2224-5766 ISSN (Online)2225-0484

Please add our address "" into your email contact list.

This journal follows ISO 9001 management standard and licensed under a Creative Commons Attribution 3.0 License.

Copyright ©