Role of Agricultural Credit in Improving Agricultural Productivity of Pakistan “A Case Study of Qambar Shahdadkot District”

Abstract

The aim of this study is to investigate the Role of agricultural credit on Agricultural production of Pakistan. Primary data was collected from Borrowers and Non Borrowers of agricultural credit in district Qambar shahdadkot, Sindh Province of Pakistan. Borrowers of Agricultural credit consisting formal and non formal sources of credit, result shows the total revenue of Agricultural credit borrowers was 76000 rupees while the non borrowers agricultural revenue was 61750 rupees and the variable cost for agricultural credit borrowers was a little bit high then non borrowers as 41652 and 34342 rupees respectively it is because of availability of capital, those farmers borrowing agricultural credit was able to provide inputs on time and in proper way and getting better production. Agricultural credit support farmers to provide inputs requirements on time and obtained better crop production.

Keywords: Agricultural Credit, Borrowers, Non Borrowers, total revenue, total cost, variable cost