The Impacts of Microfinance on Women Entrepreneurs “A Case Study of District Quetta, Pakistan”

Abstract

The main objective of this study is to find out whether the provision of microfinance services by BRAC, Pakistan at district Quetta Urban area has brought out any changes in women micro-entrepreneur. The cross sectional design using household as the unit of assessment was selected for the present study, the primary data was collected through structured questionnaires covered one group of 60 female from present beneficiaries or former beneficiaries who have already received loan from the BRAC, Pakistan at district Quetta for at least two years before 1^st October, 2011 the date on which face to face interviews of clients were conducted and another group of 20 female consisting of new clients/ non-beneficiaries who have with the microfinance programs for maximum period of two to three months duration were used as control group using cluster random samples.From the analyzed data it was infer that microfinance was helpful in empowering female entrepreneurs socially as well as economically in urban area of Quetta district.

Keywords: Microcredit, Microfinance, Microfinance Institutions, Microenterprise, Micro- entrepreneur.