Strategies for Enhancing Financial Wellbeing of Spouses in Makurdi, Benue State-Nigeria

Igbo Happiness Ihuoma, Dabu Jerome Terrumun


The study aimed at identifying strategies that could enhance financial wellbeing of spouses in Makurdi, Nigeria. Three research questions and two hypotheses guided the study. The research design was survey design. A total of one hundred and ninety three (193) spouses made up of 92 males, and 101 females formed respondents for the study. Financial Wellbeing of Spouses Scale (FWSS) developed by the researchers was used for data collection. Frequencies, percentages, Mean, T-test and ANOVA statistics were employed for data analysis. The results revealed eighteen strategies which spouses could adopt to enhance their financial wellbeing in the family. The result also showed there was no significant mean difference in the strategies that enhance financial wellbeing of spouses between males and females. However educational status of spouses had significant influence on the strategies that enhance their financial wellbeing. Based on the results, the study recommends that guidance counsellors should counsell spouses at family, community and religious settings to help them adjust adequately and maintain financial wellbeing.

Keywords: Strategies, financial well-being, Spouses

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