Non Performing Finance, Third Party Funds, Financing Risk and Inflation to Profit Loss Sharing (Study Empiris on Sharia Commercial Bank in Indonesia BEI Period 2012 – 2016)

Abstract

This research aims to know the Non Performing Finance, Third Party Funds, Financing Risk and Inflation on Profit Loss Sharing (Profit). The population in this research are on Sharia Banking listed on Indonesia Stock Exchange in the period 2012-2016. The samples in this research are determined by purposive sampling of 13 companies, where only 9 companies that meet the criteria for the research sample. The data used in this research is secondary data and analysis of data using multiple linear regression analysis using SPSS 20.The result of this research shows that simultaneously, the variable of the Non Performing Finance, Third Party Funds, Financing Risk and Inflation influence Profit Loss Sharing (Profit). It has been proven from the result of F simultant test. The result of partial test (t test) shows significant point of two independent variables that supports the hipothesys. Therefore, the test result of this research stated that Non Performing Finance have negative and significant effect on Profit Loss Sharing (Profit) and Third Party Funds have positive and significant effect on Profit Loss Sharing (Profit), while the variable of Financing Risk and Inflation do not have significant effect on Profit Loss Sharing (Profit).

Keywords: Non Performing Finance, Third Party Funds, Financing Risk, Inflation and Profit.

DOI: 10.7176/RJFA/10-8-13

Publication date: April 30^th 2019