Investment Attitudes of Teachers: A Comparative Study between Private and Government Colleges in Bangladesh

Abstract

The primary priorities of any rational economic agents are savings and investments in order to boost their income, standard of life, and financial well-being. The study attempts to investigate the investment patterns of both government and private college teachers. The researcher also attempts to analyze the investment patterns of teachers, their preference for investment avenues, and risk factors that influence investment decisions. Primary data was collected via a structured questionnaire from 160 government and private college teachers in the Cumilla district of Bangladesh. The study used both descriptive and inferential statistics to find answers to the research questions. The study found that bank deposits are the most preferred investment avenue and the share market is the least preferred investment pathway for both government and private college teachers. From the factor analysis, three factors are identified to influence the respondent’s investment behavior. The study might be helpful for policymakers, economists and relevant private-public bodies to understand the investment behavior of teachers and to take appropriate steps to promote the overall economic wellbeing of the specific community.

Keywords: Bangladesh, College Teachers, Investment, Investment Behavior

DOI: 10.7176/RJFA/16-2-05

Publication date: February 28^th 2025