Impact of Banking Services Revenues on the Profitability of Jordan Islamic Bank

Abstract

This study aimed to find the impact of banking services revenues on the banking profitability for Jordan Islamic bank (JIB) during 2001 to 2016, the data was collected from the annual reports of (JIB). So, the independent variable is banking services revenues (BSR). On the other hand, the dependent variable is the profitability which is measured by return on assets (ROA) and return on equity (ROE).According to the statistical analysis (SPSS) the researchers found a positive significant impact of banking services revenues on return on assets at (0.001) significance level. Also, we found a positive significant impact of banking services revenues on return on equity at (0.001) significance level as well.For that, the researchers advise all banks in Jordan to conduct studies and focus on their banking services to improve the revenues from the banking services which reflect an improvement on the banking profitability by enhancing return on assets and return on equity for the banking sector in Jordan.

Keywords: Banking Services, Revenues, Banking Profitability, Jordan Islamic Bank, and Jordan.