The Socio-Economic Role of Saving and Credit Cooperatives in Promoting Gender Equality:The Case of Estie Woreda, Ethiopia

Dessalew Asratie


The purpose of this research was to identify the socio-economic roles of saving and credit cooperatives (SACCOs) in promoting gender equality in Estie district, Ethiopia. Both qualitative and quantitative research methods were employed. A sample of 140 (70 males and 70 females) members was drawn from the total population (N=216) using stratified random sampling techniques. One focus group (n=12, 6 males & 6 females) and key informant interviews (n=6, 3 males & 3 females) was included. Data were collected through interviews. Data sources were both primary and secondary. Three SACCOs were identified using purposive sampling. The findings showed that SACCOs promote gender equality in saving account creation, credit access, patronage dividends, and saving terms. However, they did not achieve gender equality in purchasing additional shares, in savings, credit and credit terms. In terms of the social aspect, SACCOs did not achieve gender equality in coop education, training, coop relations, and in community service. The data suggest that SACCOs are not properly executing all of their principles. Special attention should be provided to creating gender-sensitive policies and establishing gender committees responsible for ensuring gender equality.

Keywords: Gender equality, SACCOs


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