Insight of Poverty Income Line as a Determinant of Prudent Home Ownership in the 10th Malaysian Plan

Mohammed Yahaya Ubale, David Martin, Seow Ta Wee


Purpose – This paper will evaluate income line and relate same to housing affordability by the low income earners and the Malaysian vision 2020 mission of attaining a fully developed nation status vide sustainable development indices in the 10th Malaysian housing policy plan. The number of slum dwellers in the world has increased from 715 million in 1991 to 913 million in 2001, and to 998 million in 2005. Projections to 2020 suggest that the world will have up to 1.4 billion slum dwellers. Certainly, if the number of slum dwellers is increasing annually, it seems rather that best practiced housing policy is still deficient (United Nations Human development program 2006, p.16). Government officials are limited in the policy supported actions they are able to take in supporting the housing needs and aspirations of their citizenry.

Design/Approach – This paper analyses and sieve ideas from housing programs and sustainable developments. It equally draws criteria which shall be used as an interim assessment of the policy proposals that will pave way for the low income earners to own their homes.

Findings - The plan reserve policy programs for home ownership, strategies and programs that shall enable the country to emerge as a high-income nation. The development programs were tuned to the six National Key Results Areas, outlined in the Government Transformation Program, the National Key Economic program Areas of the Economic Transformation Program and the strategic economic reforms in the New Economic Model. The Plan details strategies towards a more focused role for the Government as a regulator and a catalyst for home ownership while upholding the principles of 1 Malaysia: People First, Performance Now to ensure effective delivery of service. But the poverty level has shoot from 3.8 to about 31% as suggested by Jayanath Appundurai. Equally, the RM800 set as the transition line from poverty is not sufficient; RM1886 is proposed to be more reasonable to meet the eight basic necessities.

Keywords: Malaysia, Home ownership, Poverty income line and the new economic model

Full Text: PDF
Download the IISTE publication guideline!

To list your conference here. Please contact the administrator of this platform.

Paper submission email:

ISSN (Paper)2222-1700 ISSN (Online)2222-2855

Please add our address "" into your email contact list.

This journal follows ISO 9001 management standard and licensed under a Creative Commons Attribution 3.0 License.

Copyright ©