Is Micro Financing Act as Anti Poverty Agent in K.P.K Rural Areas?

Muh Saqib Khan, Aziz Javed, Allah Nawaz, Naveed Saif, Irfan ullah khan


Micro financing is one of the most important and growing phenomena of the world in order to reduce poverty, creating employment opportunities, and playing its role in development of developing as well as developed countries economy. But still it is not yet plasticized in its full span in order to get the required results. In this research paper we try to examine the impact of Micro financing on the socioeconomic condition of the poor segment of our country particularly in rural areas of KPK. There are cretin limitations in our study firstly the sample consist of 120 respondents in term of response from population. Secondly that data is collected from rural areas of Peshawar, Kohat, Karak, Bannu and Lakki Marwat. The result shows that most of the respondents were quite happy with the policy of Micro financing. And it have greater impact over economic condition of the peoples in rural areas. But in loan structure and installment thee is confusion for the peoples of those areas because of low level of knowledge. At the same time in effective fund management also create troublesome for the peoples.

Key Words; Micro financing, Poverty, Rural areas, socio economic condition,

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