Financial Stress and Personal Characteristics of the School Teachers: Evidence from Sri Lanka

Sivarajah, K, Achchuthan, S, Umanakenan, R


The primary aim of the study is to find out the significant mean difference in financial stress among personal characteristics of the school teachers as gender, age, family size, subjects for teaching, educational qualification, and work experience.  The study employs independent samples t- test and one-way ANOVA (f-test) to test the operational hypotheses. The survey method used in this study is a questionnaire and a total of 360 usable responses were obtained using simple random sampling technique. Findings revealed that, there is a significant mean difference in financial stress among subject for teaching, educational qualification and working experience of the school teachers in the northern province of Sri Lanka. In contrast, we found that, there is no significant mean difference in financial stress among gender, age level and family size. Further, we suggested that, Governmental bodies should have the responsibility to control the financial instability in the Northern Province and as well as all island through the better policy drafts in the monetary and fiscal aspects.

Key Words: Financial Stress, Personal characteristics, Northern Province, Sri Lanka and School Teachers

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ISSN (Paper)2224-5731 ISSN (Online)2225-0972

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