Assessment of Asset Management Practice in Commercial Bank of Ethiopia in Case Study of Kebri Dehar Branch

Abstract

Banking in Ethiopia has a hundred years of history that back the Ethiopia economic environment through various mechanisms. One of the mechanisms is through asset management, which is helpful for planning and controlling of the bank to maintain its liquidity. As far as the information and knowledge of the researcher is concerned, no further study was conducted on asset management practice in the Commercial Bank of Ethiopia Kebridehar Branch. Thus, there are literature gaps. Thus the study focused on asset management practice in the Commercial Bank of Ethiopia, Kebridehar Branch.  The study was organized into five chapters. The research design is of the descriptive type and the researcher will use a qualitative research approach to assess asset management of CBE Kebridehar branch. The study used primary and secondary data. In terms of primary data, the research was used 12samples distributed for the bank manager, vice-managers and officers. Besides, the secondary data such as annual reports and manuals of the bank and NBE, Journal articles and books were reviewed. The data collected via primary and secondary sources were analyzed critically. In addition to this the internal control system of asset management and saving campaigns should get   high priority in order to enhance asset management.   In addition to this, the bank should employ by far asset exploitation (use of the asset to meet some corporate objective. The findings of the study revealed that there is no uniform (standardized) asset management policy and procedure in the banking industry which is in commercial banks in Ethiopia, kebri dehar branch. The directives issued by NBE have no significant impact that will affect the performance of commercial banks instead they are important for the normal operations of banks and the industry in general.

Keywords: Asset management, cash, inventory

DOI: 10.7176/RJFA/13-11-02

Publication date:June 30^th 2022