Research Journal of Finance and Accounting
Loan portfolio planning and financial performance of Savings and Credits Cooperatives in Uganda: Evidences from SACCOs in Rubirizi District, Western Uganda
Abstract
This study was about loan portfolio management and financial performance of SACCOs in Rubirizi. A sample of 110 respondents was obtained using the Census Method, the study used cross sectional research and correlational approaches. Self Administered Questionnaires and an interview guide were used to obtain the data. Frequency distributions, percentages, means, correlation, and regression were used to examine quantitative data and thematic analysis for qualitative data. Inferential analysis results showed;- loan portfolio planning(r = 0.82**, p = 0.000 0.05) had a strong positive significant relationship with financial performance. As a result, it was determined that loan portfolio planning is critical for financial performance. Based on the findings, the study suggested and recommended to the Ministry of Trade, Industries, and Cooperatives and stakeholders in SACCO management to support loan portfolio planning before extending loans to them
Key words: Financial Performance, Loan portfolio planning and SACCOs
DOI: 10.7176/RJFA/15-2-08
Publication date: February 28th 2024
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ISSN (Paper)2222-1697 ISSN (Online)2222-2847
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