Impact of Schedule Banking Industries in Bangladesh: An Evidence of Rural and Urban Areas

Abstract

The main objective of this study that the category wise performance of scheduled banking industries operating in Bangladesh. To test the trend of deposits and advances in scheduled banks for rural and urban areas. The present study is diagnostic and exploratory in nature and makes use of secondary data. The relevant data and information are collected from the Central Bank of Bangladesh. The study is confined only to the specific areas like Banks Deposits, Banks Advances and Interest Rate. Linear regression analysis was applied to detect the presence of trends. A paired t-test was used to compare performance of the scheduled banks. Linear regression analysis result is the significant improvement in the contribution of overall deposits and advances (rural & urban area) of scheduled banks in Bangladesh are witnessed over the period of study in terms of the growth of deposits and advances. A paired t–test result the significantly difference of the paired of scheduled banks. The private banking industries is more reliable performance among the other scheduled banking in Bangladesh Finally, outcomes are interpreted in this framework and suggestion that contribution management of scheduled banks deposits and advances in Bangladesh has significantly enhanced with the rural and urban area which has been commenced by the Government of Bangladesh.

Keywords: Deposits, Advances, ANOVA, Simple Regression Analysis and Scheduled Banks.