Spending Behaviour of Northeast Normal University Students by Using Plastic Money

Abstract

Plastic money is precious financial instrument which is being used to place of money due to its easiness. It bases on bank ATM, debit and credit cards as well as university and organizations’ cards are also come under it due its payment services. This paper explores the spending behavior of Northeast Normal University, Changchun, students. The students use university cards mostly inside the campus supper markets for shopping and bank cards as well. The questionnaire was used to collect the data. Hypothesis testing are showing that if age increases then the usage of cards increases as compare to hard cash. Furthermore, male has more share in spending than females.

Keywords: Plastic money, bank cards, payment solutions, student cards, buying and spending behaviour.