The Impact of Microcredit on Promoting Female Entrepreneurship: The Case of the Cooperative of Women Merchants in the Municipality of Gao

Abstract

This work is based on a questionnaire intended for women entrepreneurs in the municipality of Gao. This research therefore aims to measure the effect of microcredit on the development of income-generating activities for these women.It is based on a particular case, namely the impact of credit on the activities of traders in the commune of Gao. The methodology used for this research is the descriptive method which is based on a statistical analysis through graphs, and cross tables, with version 20 of the Statistical Package for the Social Sciences (SPSS) software and the R (4.2.1, our sample was made up of 100 women, all members of the cooperative of women traders in the commune of Gao.Our results indicate that microcredit has a positive effect on the income-generating activities of beneficiaries. Thus, women's access to this credit has enabled them to increase their turnover and their profits, while meeting the conditions for the sustainability of their income-generating activities through the strengthening of organizational capacities.

Keywords: female entrepreneurship, micro credit, tradeswoman, multinomial logit.

DOI: 10.7176/EJBM/14-24-01

Publication date: December 31^st 2022