Evaluation of Management of Agricultural Credit – A Case Study on Bangladesh Krishi Bank

Abstract

Agricultural sector is the single largest contribution to GDP of Bangladesh. But the agricultural credit delivery process of the country faces many problems. In the present study an attempt has been undertaking on evaluation the loans and advance management of Bangladesh Krishi Bank (BKB). The study finds out that the credit delivery procedure and services of the bank do not satisfy the expectations of the borrowers. More over BKB faces a huge amount of non-performing loans which affects its profitability and productivity. The study finds out the factors that cause non performing loans of banks. The study also suggests a number of measures relating to credit delivery supervision, and recovery and implementation of some policies by the Government relating to legal and administrative reforms.

Key words: Fund allocation policy, Productivity, Profitability, Nonperforming loans.